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Help With Your No Credit Check Apartment Search in Texas
Find communities that may consider your credit and rental history. Tell our Texas team where you want to move.
See My No Credit OptionsNo locator fee · No hard credit pull from us
Property screening requirements and approval vary.
Licensed brokerage · TREC #562021Looking for no credit check apartments in Texas? Almost every professionally managed community in Texas checks credit, and we haven't found one that skips it. What we do is look for the ones that run credit but still work with no credit, bad credit, a broken lease or a past eviction, and send you every community in our notes that may fit your file. Our help is free, and each property sets its own screening rules and makes its own approval call.
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Get a free property list built around your file. No hard credit pull from us.
Bad Credit, Eviction, or Criminal Record? Find Help With Your Next Apartment Search
Screening treats a credit score, an eviction and a criminal record in different ways. We work each one on its own and look for communities whose criteria may fit you as you are. That could be a one bedroom in Plano, a two bedroom in Sugar Land, or a community near Round Rock.
Low credit score, collections, or late payments on your report
Broken lease from a prior community you owe money to
Eviction filed, granted, or dismissed on record
Misdemeanor or felony on your background check
Chapter 7 or Chapter 13 bankruptcy on your credit report
No credit history yet, or a credit file too thin to score
Need a guarantor or cosigner to meet the income or credit bar
7 Apartment Locating Services, One for Each Screening Issue
Each service covers a different screening problem. Think TransUnion SmartMove credit checks, LeasingDesk rental history reports and eviction records from justice of the peace courts. Those systems don't follow the same rules, so every issue gets its own community list across all five Texas metros.
Bad Credit Apartment Locating
For a low score or collections, some Texas communities take a risk fee or a guarantor instead of a flat denial. Our search help is free.
Learn more →
Eviction Apartment Locating
For renters with a formal eviction on record. It’s one of the tougher rental history problems to get past.
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Broken Lease Apartment Locating
Leaving a lease early and owing a balance is not the same as an eviction. Communities often treat the two differently.
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Criminal Background Apartment Locating
Criminal screening runs separately from credit and rental history, so good credit won't cover a record. We work with renters who have a misdemeanor or felony on record.
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Bankruptcy Apartment Locating
A Chapter 7 or Chapter 13 on your credit report doesn't rule you out. Some communities would rather see a discharged bankruptcy than active collections.
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No Credit History / First Time Renter Locating
A thin or empty credit file is usually easier to work with than bad credit. Communities that run credit often still have a way in for a renter with no score, and we keep notes on which ones do.
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Third Party Guarantor and Cosigner Help
If you don't pass screening and don't have a personal cosigner, a guarantor company can cosign the lease for a fee.
Learn more →More Than 20 Years in Texas Real Estate Between Us
Real Relationships With Property Managers
We talk with property management companies across DFW, Houston, Austin and San Antonio every day, from Frisco to Katy to Cedar Park. We keep notes on each one's screening criteria.
What Managers See on a Screening Report
RealPage LeasingDesk, TransUnion SmartMove, AppFolio: we read these reports the way property managers do. We can tell you what on your report tends to raise questions.
100% Free to Renters
Communities pay our referral fee from their advertising budgets. You pay nothing. If you need a guarantor, we can point you to companies like TheGuarantors and OneApp.
How Our Free Apartment Search Works
Tell us your situation
Let us know what's showing up on your screening (credit, eviction, broken lease, criminal, bankruptcy, no history), the metro you want, and your rent range. We don't run a hard pull on your credit. Getting your list from us doesn't touch your credit score. If your own credit report is hard to read, we'll go over it with you and help you find any rental debt. We keep it private. The community runs its own credit check when you apply.
We send you a list
We aim to send a list of apartment communities that may consider situations like yours within 24 hours of a weekday request. We aim to reply to weekend requests on Monday. When we have them on file, we note typical risk fees and approval conditions.
You choose where to apply
Look over the list, confirm current rent and fees with each leasing office, and pick where to apply. We stay with you through the search. Approval is always the property’s call.
Before You Apply
Know your options, plan your costs and get ready before you pay application fees.
Starting without a credit history
No credit file? The next step varies by property.
Little or no credit history does not get the same treatment everywhere. These written policies show three different paths.
| Policy example | Possible next step |
|---|---|
| Oak Ridge, San Antonio | Extra rental and income checks, then an added deposit if those checks pass. |
| Linara, Houston | Conditional approval may carry a $350 fee that is not refundable. |
| The Alexander, Mansfield | A guarantor may be needed. That person must meet the other rules and earn at least five times the rent. |
Ask about the no credit history rule, not just the minimum score. These communities still screen applicants.
See more no-credit examples and income proof
| Policy example | What its terms add |
|---|---|
| The Prescott, Austin | No credit score may lead to a higher deposit or reapplying with a guarantor. |
| Waterview Crossing, Anna | Places limited or no established credit in its added-deposit category. Other denial rules still apply. |
| South Pointe, Dallas | Calls for extra rental and income/employment checks, plus a deposit if approved. Its template resembles Oak Ridge’s, so we do not count it as a separate approach. |
Income proof varies, too. Oak Ridge asks for four weeks of pay stubs and lists other income sources. The Alexander offers payroll or bank verification and document uploads. Use each property’s current instructions.
Sources: Oak Ridge qualifications · Linara rental criteria · The Alexander, Mansfield: FAQs · The Prescott, Austin: FAQs · Waterview Crossing, Anna: May 2025 criteria · South Pointe, Dallas: qualifications. Reviewed .
How we checked this
We read these communities’ public criteria and FAQs on October 25, 2026. They came out of 20 Texas property and management sources we went through. This table puts their written terms side by side. It isn’t a fair sample of the market, an approval rate, a legal rule or a list of who has openings today. If a term is missing, the community didn’t state it, and that doesn’t mean there’s no rule. Other requirements still apply. We didn’t call these leasing offices for this, and we kept the older policy dates as posted. We keep no credit history separate from poor credit, no rental history and no credit check. Linara’s $250 no rental history fee is separate, so we didn’t add it to its $350 conditional fee. Oak Ridge and South Pointe use closely related Bellaire criteria, so we count them as one approach and don’t claim a market count or percentage.
Been Denied Before? Let’s Look at Your Options.
Need a second chance apartment in Texas? Tell us what's on your record and where you want to live. We aim to reply the same day on weekdays and to send communities worth a look within 24 hours. No hard credit pull from us, and no charge.
Second-Chance Apartments in Dallas, Houston, Austin, Fort Worth & San Antonio
We cover the big suburbs around each metro too, not just the core cities. That includes Arlington and McKinney in DFW and The Woodlands and Pearland near Houston. Outside Austin we cover Pflugerville and Cedar Park, and we cover New Braunfels, northeast of San Antonio.
Frequently Asked Questions About Second-Chance Leasing
For more detail, our Texas second-chance leasing guides break down credit scores, evictions, broken leases, background checks, and bankruptcy screening step by step.
Do you really not charge anything? +
That's right. We're free to renters. Apartment communities pay us a referral fee from their advertising budgets when a renter we refer signs a lease.
Do apartments that don't check credit really exist? +
Almost every professionally managed community runs a credit check, and we haven't found one that skips it. We look for communities whose screening criteria may fit your score and history. Some skip hard cutoffs, some approve with conditions and a risk fee, and some take a guarantor.
Can you get an apartment with a 500 credit score? +
Some communities will consider it, often with a one time risk fee. The property looks at your whole application, so a 500 with no collections reads very differently from a 500 with heavy debt.
What if you have both an eviction and bad credit? +
Options exist, but there aren't many. Only a small group of communities will consider more than one problem on your record. Those often want income of 2.5x to 3x the rent plus a higher risk fee. Every denial costs another application fee, so picking the right places to apply matters most here.
What's the difference between a broken lease and an eviction? +
A broken lease means you moved out early and owe money, with no court involved. An eviction means a landlord took you to court. Plenty of renters have one without the other, and some communities approve a broken lease but not an eviction.
What is a third party guarantor and how much does it cost? +
A guarantor company cosigns your lease for a fee. It's usually 40% to 130% of one month's rent, on top of your deposit and first month's rent. Companies that work with Texas communities include TheGuarantors and OneApp. We can walk you through the total move-in cost. The guarantor company makes its own approval decision.
No Credit Check Apartments
info@nocreditcheckapartment.com
No Credit Check Apartment Team · Brokered by Spirit Real Estate Group (TREC #562021)
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Start Your Free Texas Apartment Search
Send us what's on your record, your budget, and the metro you want. We aim to have one of our licensed Texas locators write back the same day on weekdays and to send your free list within 24 hours.