# No Credit Check Apartments in Schertz, TX | Free Help > Need a Schertz apartment with bad credit, a broken lease or an eviction? We look up community screening rules near Randolph and I-35 and send a free list. URL: https://nocreditcheckapartment.com/schertz/ Guadalupe, Bexar and Comal Counties · Second-Chance Leasing # No Credit Check Apartments in Schertz Near Randolph Schertz sits on I-35 northeast of San Antonio, right next to JBSA-Randolph. We help renters with credit, eviction or broken lease problems find communities whose screening may fit. It costs you nothing. Each property makes its own decision. [Start Your Free Search](/find-apartments/) Last updated: October 20, 2026 Usually same-day replies Response Time Guadalupe, Bexar and Comal counties Coverage 100% Free To Renters 20+ Years In Real Estate Between Us ## Why Schertz Applications Get Denied Credit, rental history and background get checked separately. A problem in any one can stop an application. A low credit score or collections on your report Broken lease from a prior community you owe money to Eviction filed, granted, or dismissed on record Misdemeanor or felony on your background check Chapter 7 or Chapter 13 bankruptcy on your credit report No credit history yet, or a credit file too thin to score ## Screening Issues We Help Schertz Renters Sort Out Schertz spreads across three counties, from the old town center in Guadalupe County to land south of Cibolo Creek in Bexar County. Communities often screen through RealPage LeasingDesk, TransUnion SmartMove or AppFolio. [### Bad Credit in Schertz Low score or collections? Some Texas communities take a risk fee or a guarantor instead of a flat denial. Our search help is free.](/bad-credit/) [### Bankruptcy in Schertz A Chapter 7 or Chapter 13 on your credit report doesn't rule you out. Some communities would rather see a discharged bankruptcy than active collections.](/bankruptcy/) [### Broken Lease in Schertz Left a lease early and still owe a balance? A broken lease is not the same as an eviction, and many communities treat it differently.](/broken-lease/) [### Criminal Background in Schertz Criminal screening runs separately from credit and rental history, so good credit won't cover a record. We work with renters who have a misdemeanor or felony on record.](/criminal-background/) [### Eviction in Schertz For renters with a formal eviction on record. It’s one of the tougher rental history problems to get past.](/eviction/) [### Guarantor & Cosigner in Schertz If you don't pass screening and don't have a personal cosigner, a guarantor company can cosign the lease for a fee.](/guarantor-cosigner/) [### No Credit History in Schertz No score often gets denied the same way a low score does. We help renters with a thin credit file or none at all.](/no-credit-history/) ## How We Put Together Your Schertz List 1 ### Tell us your situation Share your screening issue, target rent range, and preferred neighborhoods in Schertz. No credit pull. 2 ### We send you a list Within 24 to 48 hours on weekdays, you get a short list of Schertz communities whose screening may fit your situation. 3 ### You choose where to apply Look over the list and pick where to apply. We’ll go over each one with you before you pay an application fee. Each property sets its own fees and makes its own approval call. ## Get Your Free Schertz List It costs you nothing, and we never pull credit. Weekday requests get a Schertz list back in 24 to 48 hours. [Start Your Free Search](/find-apartments/) ## More Than 20 Years in Texas Real Estate Between Us ### Real Relationships With Property Managers Our team has more than 20 years in Texas real estate between us. We talk with property managers about their screening every day. Policies change, and we recheck a community's criteria with its office whenever we're unsure. ### We Read Screening Reports Every Day LeasingDesk, SmartMove, AppFolio: we read the screening reports the way property managers do, so we can tell what triggers a denial. ### 100% Free to Renters Communities pay our referral fee from their advertising budgets. You pay nothing. We only get paid after you sign a lease. ![Illustration of a renter meeting with an apartment locator](/images/misc/renter-sitting-across-from-apartment-locator-agent.webp) ## Finding Apartments in Schertz, From FM 3009 to I-35 We have more than 20 years in real estate between us, and our help is free to renters. Schertz keeps an older core around Downtown Schertz, just north of Cibolo Creek. Communities sit along main roads like Schertz Parkway, FM 3009, FM 78 and FM 1518. Cibolo Creek marks the line between Guadalupe and Bexar counties, and part of the city reaches into Comal County. Each county has its own justice courts, so a past eviction could be filed in any of them. We look up how each community reads that record. That can spare you a $50 to $75 application fee at a place that won't consider it. JBSA-Randolph sits on the southwest edge of town, and Universal City borders the base too. Amazon's SAT1 fulfillment center is in Schertz. New homes are going up in places like The Crossvine off FM 1518. Up the road, Northcliffe and Garden Ridge sit toward New Braunfels. Send us three things: your screening issue, target rent, and target neighborhood. We'll write back with Schertz communities to look at, free. Weekend messages most likely get a reply on Monday. ## Neighborhoods and suburbs we cover [Converse → Bexar County](/converse/) [New Braunfels → Comal and Guadalupe counties](/new-braunfels/) Downtown Schertz Guadalupe County Cibolo Guadalupe County Selma Bexar, Comal and Guadalupe counties Universal City Bexar and Guadalupe counties Live Oak Bexar County Garden Ridge Comal County Don't see your target neighborhood? We probably cover it. Ask. ## Landmarks and access in Schertz ### Key landmarks - • Joint Base San Antonio-Randolph - • Pickrell Park - • Cibolo Creek ### Getting around I-35 runs through the north side of Schertz, with exits 174 through 180. I-10 crosses a narrow strip of the city to the south. FM 78 and FM 3009 run through town, and Schertz Parkway links I-35 to FM 78. Highways: I-35, I-10, FM 78, FM 3009, FM 1518, Schertz Parkway ![Illustration of a Schertz apartment community](/images/misc/exterior-of-a-welcoming-texas-second-chance-apartm.webp) ## Schertz Renter Questions, Answered How fast will I get a Schertz list? + We usually reply the same day. The list takes 24 to 48 weekday hours to put together. Weekend messages most likely get a reply Monday. Which county handles an eviction for a Schertz address? + That comes down to the address. The old town center is in Guadalupe County, and land south of Cibolo Creek is in Bexar County. Part of the city is in Comal County. Each runs its own justice courts. We look at how each community treats any filing before we suggest it. Can I rent near Randolph without much credit history? + Often, yes. A thin file is a different problem from a bad one. Some communities near Randolph and FM 3009 may consider income and rental history instead. Others ask for a bigger deposit or a guarantor. What about a low credit score? + Many communities set a minimum score, and we check each one for you. Some may consider a lower score with an extra fee. A guarantor company such as TheGuarantors or OneApp is another route, usually costing about 70% to 110% of one month's rent. What income will Schertz communities ask for? + As of 2026, about 3x the monthly rent in gross income is typical. Communities with a risk fee usually ask for 2.5x to 3x. Tell us your real budget and we'll keep the list inside it. Do I pay for your help? + No. We're free to renters. When a renter we referred signs a lease, the community pays us a referral fee. ## Nearby areas we serve [### San Antonio Bexar County](/san-antonio/) [### Converse Bexar County](/converse/) [### New Braunfels Comal County](/new-braunfels/) ## Start Your Free Search Now Send us your situation. You’ll usually hear back the same day, and your Schertz list takes 24 to 48 weekday hours. It's free, and we don't pull your credit. [Start Your Free Search](/find-apartments/) ## Prepare before you apply Find advice for your situation, gather your documents and plan your move-in costs. Renter ResourcesChoose your next step with our guides and tools.Application checklistPrepare documents and questions before paying fees.